Best Engagement Rings Insurance

We recommend to contact TH March who can offer you a range of insurance options to cover your jewelry and watches if they are lost, stolen or damaged.

In short: Engagement ring insurance typically costs 1–2% of the ring's appraised value annually — roughly $50–$120 per year per $5,000 of value. Top US options include Jewelers Mutual, BriteCo, Chubb, and adding a personal articles rider to existing homeowners or renters policies. Standalone jewelry policies cover loss, theft, damage, and mysterious disappearance worldwide; homeowner riders often exclude mysterious loss. Always insure within 30 days of purchase using a recent appraisal.

Use our code AR205T to get the best price. follow the link or click on the banner above for a free quick quote

You have planned the proposal, chosen the perfect engagement ring that you know she will love and everything is looking wonderful for planning a future together. When you are caught up in the excitement and celebrations of getting engaged it is very easy to overlook the possibility of what could happen if the valuable engagement ring that you have chosen is lost, stolen or damaged. No one really wants to consider any of these awful things happening but sadly it is a fact of life that these things are possible. Hopefully you will never be unlucky enough to experience loss through theft, but damage to jewelry is actually quite common. Diamonds can become lose and come away from the ring, your fiancés engagement ring could become caught on a piece of clothing so damaging the setting or diamonds. Sadly this type of damage is very rarely covered by a jewellers warranty therefore you will be left out of pocket if your engagement ring is not covered by an insurance policy. The love and commitment your ring represents is just as valuable as its material worth, so insurance is a way of protecting the ring’s actual value